Hello, I'm Francesco.

I live in the countryside near Toulouse, France. I've been with Monzo Bank since 2016, where I initially built deep expertise in Anti-Money Laundering (AML), financial crime, and fraud investigation (backed by ICA qualifications).

I then retrained as a software engineer, building the tools investigators use when customers report fraud.

I am drawn to simplicity, thoughtful choices, and things built to last: buying less, avoiding waste, and enjoying the slower pace of rural life.